Bank of America Credit Cards – How to Apply

A Bank of America credit card can be applied for by an individual or company. There are more than 20 different cards with different benefits for you to choose the one that better applies to your needs.

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Types of Cards


Most Popular

Cash Rewards Travel Rewards Better Balance Rewaards

Cash Rewards

Cash Rewards Susan G Komen World Wildlife Fund
U.S. Pride MLB


Points Rewards

Bass Pro Shops


Travel Rewards

Travel Rewards Alaska Airlines AAA Credit Card
Royal Caribbean Virgin Atlantic Asiana Airlines
Celebrity Cruise Lines Norwegian Cruise Lines Spirit Airlines


 Low Interest Rates

Better Balance Rewards BankameriCard


Low or Re-Building Credit

Secured Credit Card Cash Rewards for Students Travel Rewards for Students

Read the terms and agreements before you choose your card. The charge of fees may apply.

How to Apply

After selecting the card you would like to apply for, You’ll be required to verify some personal/banking information. Complete the following steps in order to be reviewed;

Step 1 – Click the ‘Apply Now’ button on the page.

Bank of America credit card login page

Bank of America credit card login page

Step 2 – Enter personal information including;

  • Full Name
  • Full Address
  • Phone Numbers
  • Email
  • SSN
  • Birth Date
  • Mother’s Maiden Name
  • Country of Citizenship
Bank of America credit card application personal information

Bank of America credit card application personal information

Step 3 – Fill in with your employment and financial (income) information;

  • Employment Status – Employed, Homemaker, Retired, Self-Employed, Student, or Unemployed
  • Total Annual Income including Primary Source and Liquid Assets
  • Housing Status – Own, Rent, Other
  • Monthly Housing Payment
Bank of America credit card application work and financial information

Bank of America credit card application work and financial information

After filling in with the required information you’ll all set ! It may take a few days until you receive your approval. If you have any problem or doubt contact Bank of America Customer Service.

How to Login

Follow the steps in order to login to a credit card account with bank of america.

  • Login – Go to the Login Area and enter your User ID
Bank of America credit card apply now page

Bank of America credit card apply now page

  • Pay a Bill – If you wish to pay a bill it can be completed from one of the following ways;
    • By Mail – Credit Card Payments Bank of America PO BOX 15019 Wimington, DE 19850-5019
    • Express Mail – Bank of America – Attn. Payment Processing – 1000 Samoset Dr. Wilmington, DE 19884-2332
    • By Phone – 1.800.236.6497
    • At a Bank Branch
  • Stolen Card
    • Inside the USA – 1.800.732.9194
    • Outside the USA – 1.302.738.5719


Delivering responsible growth through eight lines of businesses

Through our eight lines of businesses, we focus on helping individuals navigate every stage of their financial lives, working with companies—large and small—to drive the economy forward, and providing insights, ideas and award-winning research for institutional investors.

For people

Retail serves U.S. consumers with a full range of financial products and services through award-winning digital banking capabilities and a retail banking network. Learn more at

Preferred and Small Business
Preferred and Small Business provides banking and investment solutions to U.S. banking and investment clients, as well as cash management, lending and investment solutions to entrepreneurs and small businesses. Learn more about our work with small businesses in Access to Capital or at

Merrill Lynch Wealth Management
Merrill Lynch Wealth Management serves clients through personal advisor relationships to help investors plan for and achieve their unique financial goals. Learn more at

U.S. Trust
U.S. Trust delivers private banking and wealth management solutions. Learn more at

For companies

Business Banking
Business Banking offers integrated financial guidance and solutions—including credit, treasury, trade, foreign exchange, equipment finance and merchant services—to small and mid-sized U.S. companies. Learn more at

Global Commercial Banking
Global Commercial Banking provides treasury, lending, leasing, financial guidance, and debt and equity underwriting services to middle market companies across all industries. It brings these clients the full capabilities of the company paired with local service. Learn more at

Global Corporate & Investment Banking
Global Corporate & Investment Banking serves large corporate clients around the world and across all industries — as well as municipalities and government agencies—with solutions for treasury services, lending, leasing, advisory, and debt and equity underwriting. Learn more at

Institutional Investors

Global Markets
Global Markets provides services across the world’s debt, equity, commodity and foreign exchange markets. This includes liquidity, hedging strategies, industry-leading insights, and one of the world’s leading research platform to institutional investor clients, including hedge funds, asset managers, pension funds and others.


Our culture

At Bank of America, our culture comes from how we run the company every day. At the heart of our responsible growth strategy is our commitment to “act responsibly,” which includes our commitments to ethical behavior, acting with integrity and complying with laws, rules, regulations and policies that reinforce such behavior.

We recognize that cultivating a strong culture is an ongoing effort, fostered day after day in both formal and informal ways. Building a unified culture requires thoughtful, purposeful action. This work helped us bring together all of our employees – from different businesses, companies, and countries – to be aligned to our purpose of making financial lives better.

Leadership accountability

Establishing a culture built on integrity and ethical business conduct starts with it being a priority for our CEO and the management team, the Board of Directors, and other leaders. Our Board’s structure and composition enables it to oversee and hold senior management accountable for managing all types of risk, including those related to compliance and conduct. As part of their oversight responsibilities, annually, the Board, Enterprise Risk Committee and Audit Committee review or approve certain enterprise policies related to compliance and conduct. Our Global Environmental, Social and Governance Committee also regularly considers emerging issues, as well as concerns raised by advocates, regulators, and other stakeholders, to ensure that these concerns are integrated into our business decisions and are understood and managed at the highest levels of the company.

Driving and upholding ethical conduct

While there is no single culture metric, the company analyzes a variety of data sources to ensure we are living our values as a company. For example, we drive our culture and related expectations for conduct throughout the employee lifecycle – from hiring, to onboarding, to training and development, to decisions on compensation and promotions. Our decisions behind our performance management, compensation and recognition programs are rooted in our culture and in our conduct expectations for all employees. We also assess our culture through our employee engagement survey, sustaining an environment which values and supports employee perspectives. Review our approach to attracting and developing talent for more information about how we respond to our employees in the workplace. Get the full details about our resources for training and development in managing risk well.

An example of the tools and processes we have in place to guide our employees is our Code of Conduct. The Code, along with our Vendor Code of Conduct, Human Rights Statement and Modern Slavery Act Statement, is grounded in our values, and outlines our business practices and policies, as well as professional and personal conduct that all employees are expected to adopt and uphold. Complaints or possible violations of the Code of Conduct or other unethical activities, including financial improprieties, fraud, sexual harassment, discriminatory practices, retaliation and conflicts of interest, can be submitted anonymously, in complete confidence and without fear of retaliation to the Ethics & Culture Hotline. Read about the process and impact of our Ethics & Culture Hotline.

A culture of managing risk well

Managing risk well is foundational to our purpose and values – and to delivering responsible growth. It contributes to the strength and sustainability of our company for the future, and it supports the work we do today to serve our clients, community, shareholders and employees. This relies on the intellectual curiosity and sound judgment of every employee across the company. When each employee takes ownership of risk management, we can deliver on our purpose to make financial lives better through the power of every connection.

In addition, our Environmental and Social Risk Policy Framework articulates how we approach environmental and social risks across our business, as well as outlining the environmental and social issues most relevant to us.

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