How to Login IBC Online Banking Login
If you have an IBC online banking you can have access to all the online features right in their homepage. All you have to do is locate the rectangle in the upper left side of the page and enter your user ID in order to complete the login. Click on “GO” and you’ll be redirected to another page where you must fill in with your password.
You’ll be conected right after that. With IBC online banking you’ll be able to:
- Transfer Funds
- Pay Bills
- Order Checks
- View Account History
If you are an IBC client but still does not have an online banking account, don’t worry! It’s super easy to enroll.
How to Enroll IBC Online Banking Login
In the same area as the login rectangle, click on “Sign-Up”. Enter your account number and type that must be chosen between: Checking, Savings, Loan or Certificate. You’ll be asked to insert you social security number, date of birth and to create a new username and password. After that you’ll be ready to start using online features. It may take few days until you can access it.
If you have any issue concerning online banking contact their costumer service.
Privacy and Security
We do more by committing to help you fight fraud and identity theft:
There are no current alerts. Please check back periodically for any alerts that may become necessary to ensure your safe use of our website.
Fraud Summary at IBC Bank
We Do More by committing to help you fight fraud and identity theft. Identity theft is the most popular and profitable form of consumer fraud. It happens when someone uses your personal information such as your name, Social Security number, credit card number or other private information, without your permission, to commit fraud or other crimes. It is vital that you recognize the various types of fraud and learn how to protect yourself against them. Click the links on the right to learn about how to minimize the chances that you fall victim to identity theft and fraud. Maintaining current anti-spyware and anti-virus software along with installing updates offered by your software providers are just a few measures to take to protect yourself. Please read the tips below to learn more about protecting yourself.
Monitor your accounts You can easily monitor your accounts and keeping track of transactions by logging into IBC Online Banking. It’s FREE and available to you 24 hours a day, 7 days a week.
Protect your personal information:
Do not carry your Social Security card with you
Do not have your Social Security number and driver’s license number printed on your checks
Keep your new and cancelled checks in a safe place
Do not leave your purse, wallet, checkbook, or any other forms of identification in your car
Shred or tear up any documents containing banking or credit information, especially pre-approved credit card offers
You can also choose to opt out of pre-approved credit card offers by calling 1-888-567-8688
Keep your PINs and passwords a secret. Do not write them down or share them with anyone. To learn more, click on the Lost/Stolen Cards tab
Credit Report by IBC Bank
The Fair and Accurate Credit Transactions Act (FACT ACT) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months, from Annual Credit Report.
If you have already received your free credit report in the last 12 months, you can order a copy from the credit bureaus for a fee.
Trans Union 1-800-888-4213
Your credit report contains information on where you work and live, accounts opened in your name, how you pay bills, and whether you have been sued, arrested, or filed for bankruptcy. You can contact any one of the three major credit bureaus to place a fraud alert on your credit report, as well as a victim’s statement asking that creditors call you before opening new accounts or charging existing ones. As required by law, that credit bureau will report the information to the other two bureaus for you. Contact creditors for any accounts that have been corrupted. Always follow up with a letter and keep copies of everything. Close affected accounts and assign passwords to new ones.
Enhanced Security Program
To help safeguard your financial information and protect your identity, learn about our Enhanced Security Program.
Cyber Security Tips
For the month of October, participate in National Cybersecurity Awareness Month.
Read more about Cybersecurity, at www.staysafeonline.org.
Subscribe to trusted newsletters such as MS-ISAC at www.msisac.org/awareness/news.
The STOP.THINK.CONNECT. campaign helps keep the Web a safer place. Visit the blog at http://stopthinkconnect.org/blogs.
Lost or stolen cards
The keys to your safety are awareness, prevention, and rapid-response. Help yourself when using your debit card, ATM card, and credit card by following the safety tips below.
If your card is lost or stolen, or if you suspect fraudulent activity on your card, please call us immediately.
For lost or stolen ATM/Debit cards:
Call one of the following Visa toll free numbers depending on the type of ATM/Debit Card.
Online Banking Security
IBC Bank makes every effort to provide the highest level of confidentiality and security to protect the account and personal information of our customers.
IBC Online Banking Security Features include:
Encryption technology (Secure Socket Layer or SSL) scrambles information as it passes across the Internet
The system will allow you to set up security alerts. These notifications will let you know when certain security events happen
Only messages from specified sources (accessed only by authorized IBC Bank representatives) allowed into system
Private User ID, Password and Secure Access Code are required for access to My IBC Bank Online
My IBC Bank Online session will be automatically terminated if there is no activity for fifteen minutes
Repetition of login process is required for reconnection
Enhanced Security Program
After a wrong user ID and Password are entered at Sign On for the third time, the user ID is automatically locked out and contact with an IBC Bank representative is required to reset the password for that user ID.
Computer Security by IBC Bank
How You Can Protect Yourself
Because you can control the information you choose to release, you are the first line of defense in protecting your personal information. Some easy ways of accomplishing this is by keeping anything with any personal or account information in a safe place, providing your information only to trusted sources, and by reducing the amount of mail you receive with your information on it.
It’s okay to be suspicious when providing your personal information. If you can’t verify the legitimacy of the business or person that you may be providing your information to, or if you don’t understand why a certain piece of information is needed, you may want to reconsider continuing with that transaction.
Secure Your Computer
You don’t have to be an expert with computers to protect yourself on the Internet from online fraud and identity theft. There are many products available that will help you prevent criminals from gaining access to your computer and stealing your personal information. You can begin by installing anti-spyware, anti-virus, and a personal firewall on your computer. A properly protected computer will provide you with secure access to your financial information and fight the efforts of criminals trying to gain access to your private information. There are some simple steps that you can take to secure your information and drastically reduce your risk of falling victim to online threats.
We recommend using available security programs to help protect your personal information anytime you are online. A properly protected computer provides for a safer online experience.
Computer Security IBC Bank
Make sure your computer has an anti-spyware protection program that detects and removes all forms of spyware, which can steal vital information. Use this program to scan your computer frequently. Many software companies offer software that will protect you from a wide variety of spyware threats, and also will provide customer service in case you have questions. To keep up with any new threats, be sure to keep your anti-spyware program updated.
Make sure your computer has an anti-virus protection program that detects and removes viruses. Software from major providers will protect you from a wide variety of threats, and also will provide customer service in case you have questions. Be sure to always keep your anti-virus program updated.
Add a firewall to your computer system. A firewall refers to any of a number of security services that prevent unauthorized users from gaining access to a computer, or that monitor transfers of information to and from the computer.
Operating System & Software Updates
Install all software fixes (sometimes called “patches” or “service packs”) that are made available for your computer programs as soon as possible, especially if the fix addresses a security hole. All programs, such as your Windows, Mac, or Linux operating systems, need to be updated from time to time.
IBC Bank Computer Security
Use a current Web Browser
Newer browsers are being deployed with your security in mind.
Activate a Pop-up Blocker
Install and activate a pop-up blocking tool. Pop-ups can be more than an annoyance. Safety Tips: IBC Bank is dedicated to doing more by ensuring that your accounts remain secure and your personal information remains private. Below are a few simple tips that will help you feel comfortable when you bank with us, as well as give you some peace of mind in all of your online transactions.
Personal Information Protection
When possible, reduce the amount of mail you receive that displays personal information
Make copies of all the information that you carry daily and keep it in a secure place
Be cautious of telephone and door-to-door solicitations
Personal Computer Usage
Your PC is your first line of defense on the Internet, and with just a couple of tools and some diligence, you can greatly improve your security.
Make sure your computer has an anti-virus program, anti-spyware, and a firewall, and keep them up to date. Some phishing attacks contain software that can harm your computer or track your activities on the Internet without your knowledge
Be very protective of your personal and account information. There are criminals who create websites that look similar to real sites. The best way to know who you are dealing with is to type the address in your browser address bar
If you initiate an online transaction and are required to provide personal data, look for indicators that the website is secure, like the “https” in the URL (the “s” indicates a secure connection) or padlock icon. If you double-click the padlock, one should find valid Verisign Certificate information issued to the business website that you are on. While these indicators do not ensure the security of the site or your personal data, sites without them should be avoided. You should also verify that the URL of the site you are visiting is displayed accurately in the address bar
Report all “phishing” attacks at once. Notify the FBI by filing a complaint on their website at the Internet Crime Complaint Center and forward the email to: email@example.com (Federal Trade Commission)
Do not reply to any unsolicited email, pop-up message or phone call asking for personal and/or financial information
Question suspicious emails. We will never send you an email asking for your online ID, password, or other personal information
Do not click on any email link if you suspect the message is fraudulent, not even to “unsubscribe.” Instead, call the business using the number on the back of your card or on your monthly statement to confirm the legitimacy of the email
Receiving and storing your bank statements electronically is considered to be an important step in preventing fraud/identity theft
eStatements are FREE with IBC Bank Online!
Use Direct Deposit to have paychecks, dividends, and other recurring credits deposited directly to your account
Use Online Banking with Bill Pay to ensure secure access to your accounts
Monitor your account activity frequently to detect fraud early
Visa Security Sense
Visa has launched a new website to help cardholders protect their payment card account information and avoid payment card scams. Visa’s Security Sense website provides cardholder tips with practical know-how for protecting account information and resolving unauthorized card use.
Visa Security Sense website includes:
Tips for Preventing Fraud
Resources for Fighting Fraud
How Visa Protects You
The new Visa site empowers cardholders by providing them with information on how to prevent fraud, avoid deceptive marketing practices, and learn about important and valuable resources available to them.
Enhanced Security Program
The increased use of online banking and financial services and the surge of identity theft have prompted Federal regulators to mandate security enhancements for internet-based financial services for all financial institutions. We want to keep your information safe and secure, so these security enhancements continue to be a top priority for us. These changes are designed to validate authorized users for your account and thus help provide even greater security for your financial information. For Internet-based financial products and services, single-factor authentication – such as User ID and Password provided at login – may be insufficient as the only validation for identity. Therefore, we will begin asking for additional information to be used intermittently when you log on to your account.