M&T Routing Number and Wiring Instructions

M&T Routing Number – 022000046


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M&T Routing Number – 022000046

In order to conduct a wire or transfer money domestically or internationally the sender and receiver will be required to have a M&T routing number.

How to Wire Money

The best way M&T recommends to transfer funds is to go to your nearest branch location with the following information;

Domestic Wire – Up to 24 Hours for Processing

  • Bank Name
  • Routing Number – 022000046
  • Address of Bank
  • Creditor’s Name
  • Creditor’s Account Number

International Wire – Up to 7 Days for Processing

  • Swift Code – MANTUS33
  • Routing Number – 022000046
  • Customer’s Name
  • Customer’s Account Number

After reading our post M&T Online Banking Login, if you have an account and have already enrolled to this service, you’ll be able to do it online.


How M&T Protects You

We are committed to helping you protect your confidential information. Learn more about what we’re doing for our customers.

In This Section

Online & Mobile Banking Security

See what we’re doing to help protect your financial and personal information. Get everyday tips for boosting your own online and mobile banking security, and report online security concerns.

Bank with confidence.

M&T Online Banking and M&T Mobile Banking1 have multiple features in place to help protect your financial and personal information.

  • You must provide 3 separate pieces of identification during enrollment
  • You will always be asked to enter your unique User ID and passcode upon login unless you previously enrolled in fingerprint or facial recognition login using a compatible device requiring your fingerprint or facial recognition data to login to the mobile app
  • You will be periodically asked to answer personalized security questions to gain account access
  • Your data will be ​stored and transmitted with 256-bit SSL encryption
  • You will be automatically logged out of an inactive session

We take extra steps to help safeguard your mobile experience.

  • Your passcode​ and account numbers are not saved to your device
  • Your device will only display the last 4 digits of your account number or your account nickname

If you have security concerns, let us know.

If you are concerned that your account has been compromised, please contact M&T Online Customer Service at 1-800-790-9130 (Monday–Friday 8am–9pm, Saturday–Sunday 9am–5pm ET).

To report phishing scam attempts, please email

Online Banking Security Alerts

Sign up for M&T Alerts to get automatic updates sent to your email or mobile device, including account activity warnings and balance information.

Protecting Elderly and Vulnerable Adults from Financial Abuse

Learn what you can do to help protect elderly and vulnerable adults from scammers and thieves looking to steal their money.

FDIC Insurance

Learn how M&T’s Federal Deposit Insurance Corporation (FDIC) insurance helps protect your deposit accounts. Find out what’s insured and we’ll introduce you to “EDIE the Estimator.”

M&T Assurance® for Online & Mobile Banking

Read about our commitment to helping protect your online and mobile experiences by offering advanced encryption, online access to security tips and more.

Regulation E Protections

Understand the Consumer Financial Protection Bureau’s Regulation E protections for personal deposit accounts, and learn how and when to contact M&T if you suspect fraud.

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